Terms of Service

Welcome to Scam Protection Guide. By purchasing or using our digital product, you agree to these Terms of Service. Please read them carefully.

1. Agreement to Terms

By accessing our website, purchasing our guide, or using our materials, you agree to be bound by these Terms of Service and our Privacy Policy. If you disagree with any part of these terms, please do not use our service.

2. Description of Service

Scam Protection Guide provides a digital educational product in PDF format that teaches individuals how to recognize and avoid online scams. The guide includes:

• A 19-page comprehensive scam protection guide
• Information about common scams targeting seniors
• Practical safety tips and checklists
• Printable quick-reference materials

This is a one-time purchase of a digital information product. You will receive immediate download access upon payment.

3. Purchase and Payment

Pricing

The current price is $15 USD. Prices are subject to change at any time, but changes will not affect purchases already made.

Payment Processing

All payments are processed securely through our third-party payment processor. We accept major credit cards and other payment methods as displayed at checkout. By providing payment information, you confirm that you are authorized to use the payment method.

One-Time Payment

This is a one-time payment. There are no recurring charges, subscriptions, or hidden fees. You will never be charged again unless you make another separate purchase.

4. Product Delivery

Upon successful payment:

• You will receive an instant download link on the confirmation screen
• A confirmation email with the PDF attached will be sent to your email address
• Download links are typically delivered within 5 minutes

Important: Please check your spam/junk folder if you don't receive your email within 10 minutes. If you still haven't received it, contact us at hello@scamproofseniors.org

5. Refund Policy (30-Day Money-Back Guarantee)

Questions about your purchase?

Email us at hello@scamproofseniors.org with your order number or the email address used for purchase and we'll be happy to help.

6. License and Usage Rights

What You Can Do:

• Personal use: Use the guide for your own education and protection
• Print copies: Print as many copies as you need for personal use
• Share with family: Share the PDF with immediate family members in your household
• Keep forever: You own your copy and can access it indefinitely

What You Cannot Do:

• Resell or redistribute: You may not sell, share publicly, or distribute the guide to others outside your immediate family
• Reproduce for commercial purposes: You may not use the content for any commercial purpose
• Modify and redistribute: You may not alter the content and share it as your own
• Post online: You may not upload the PDF to file-sharing sites, social media, forums, or any public location

If you'd like to share the guide with friends or colleagues, please direct them to our website to purchase their own copy.

7. Disclaimer and Educational Purpose

• Not professional advice: This guide does not constitute legal, financial, or professional security advice
• No guarantees: We cannot guarantee that following this guide will prevent you from being targeted by scams. Scammers constantly evolve their tactics
• Supplement, not substitute: This information should supplement, not replace, common sense and consultation with appropriate professionals
• No government affiliation: We are not affiliated with any government agency, law enforcement, or regulatory body
• Your responsibility: You are ultimately responsible for your own online safety and security decisions

8. Limitation of Liability

To the fullest extent permitted by law:

• We are not liable for any losses, damages, or harm resulting from your use or inability to use our guide
• We are not responsible if you are scammed despite reading the guide
• We are not liable for any decisions you make based on information in the guide
• Our total liability to you for any claim related to this product is limited to the amount you paid ($15)

This is a reasonable limitation given the educational nature and low cost of the product.

9. Accuracy and Updates

We make every effort to ensure the information in our guide is accurate and current. However:

• Scam techniques evolve constantly, and new threats emerge daily
• We may update the guide periodically to reflect new information
• Customers who purchased the guide will receive free updated versions when available (email required)
• We are not responsible for errors or omissions in the content

10. Intellectual Property

All content in the Scam Protection Guide, including text, graphics, logos, and design, is protected by copyright and intellectual property laws. The content is owned by or licensed to Scam Protection Guide.

You receive a limited, non-exclusive, non-transferable license to use the guide for personal purposes only. All rights not expressly granted are reserved.

11. User Conduct

By using our service, you agree not to:

• Violate any laws or regulations
• Infringe on the intellectual property rights of Scam Protection Guide or others
• Share your download link publicly or redistribute the guide
• Attempt to reverse engineer, decompile, or extract source material
• Use the guide for any fraudulent or illegal purpose
• Impersonate us or misrepresent your relationship with us

12. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

13. Third-Party Links

Our website or guide may contain links to third-party websites or resources. These links are provided for your convenience only. We are not responsible for:

• The content of third-party websites
• The privacy practices of external sites
• Any damages resulting from your use of third-party links

We do not endorse or assume responsibility for any third-party sites, products, or services.

14. Termination

We reserve the right to:

• Refuse service to anyone for any reason
• Terminate access to our website or services
• Remove or disable access to the guide if we suspect violation of these terms

Upon termination, your right to use the guide ceases, and you must delete all copies in your possession.

15. Changes to Terms

We reserve the right to modify these Terms of Service at any time. When we make changes:

• The "Last Updated" date at the top will be changed
• We will post the revised terms on our website
• For significant changes, we may notify you by email
• Continued use of our service after changes constitutes acceptance

16. Governing Law and Disputes

These Terms of Service are governed by the laws of South Carolina, United States, without regard to conflict of law principles.

Any disputes arising from these terms or your use of our service will be resolved through:

1. Good faith negotiation: We'll try to work it out directly
2. Mediation: If negotiation fails, we agree to attempt mediation
3. Binding arbitration: If mediation fails, disputes will be resolved through binding arbitration rather than in court

You and Scam Protection Guide each waive the right to a jury trial or to participate in a class action.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

18. Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and Scam Protection Guide regarding your use of our service and supersede any prior agreements.

19. Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: hello@scamproofseniors.org
Response time: We typically respond within 48 hours

20. Acknowledgment

By purchasing and using the Scam Protection Guide, you acknowledge that:

• You have read and understood these Terms of Service
• You agree to be bound by these terms
• You are at least 18 years of age
• You have the authority to enter into this agreement

Summary in Plain English: You're buying an educational PDF guide for $15 (one-time payment, no subscriptions). You can print it and share with your family. Don't resell it or post it online. All sales are final since this is an instant digital download — try the free cheat sheet first if you're unsure. The guide is for educational purposes — we can't guarantee you'll never be scammed, but we've done our best to give you helpful information. If you have questions or problems, email us.